Gyan Management
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Guneet Kaur1, Vinayaka Sharma2 and Pallvi Rani3

First Published 22 Jul 2025. https://doi.org/10.1177/09747621251353654
Article Information
Corresponding Author:

Vinayaka Sharma, University Business School, Panjab University, Chandigarh 160014, India.
Email: vinayakasharma04@gmail.com

1Mehr Chand Mahajan DAV College for Women, Chandigarh, India

2University Business School, Panjab University, Chandigarh, India

3PG Department of Commerce, Mehr Chand Mahajan DAV College for Women, Chandigarh, India

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Creative Commons Non Commercial CC BY-NC: This article is distributed under the terms of the Creative Commons Attribution-NonCommercial 4.0 License (http://www.creativecommons.org/licenses/by-nc/4.0/) which permits non-Commercial use, reproduction and distribution of the work without further permission provided the original work is attributed.

Abstract

The well-being of an economy depends mostly on a multitude of aspects which work jointly to maintain the economy of any country running. Financial literacy, saving behaviour and entrepreneurial intention are a few of these aspects which play a quintessential role in the smooth functioning of an economy, and hence it is pertinent to delve into these factors. As an outcome, the primary aims of this research study are to utilize primary data and to measure the diverse relationships among these factors. The objectives of this research article are to measure the connection amongst saving behaviour and financial literacy, entrepreneurial intention and financial literacy, and entrepreneurial intention and saving behaviour. A total of 169 respondents from various states of northern India became a part of this research study. A convenience method of sampling was used for the selection of the sample, and required figures were collected with the use and help of online questionnaires. Hypotheses were formed, and different statistical computations and calculations were applied for testing various hypotheses. Many meaningful inferences were made, and the findings offer insights for financial institutions and policymakers to make a valuable contribution to this field of research.

Keywords

Financial literacy, entrepreneurial intention, saving behaviour, Northern India

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